So I am looking a picking up a 172 5 Series and after all the figures were done the following little extras were also suggested / included in the pricing, totaling around €1,300:
€300 Gardx - Nano type coating
https://www.gardx.co.uk/
€399 Smart Insurance: "Provides a small SCRATCHES body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus."
https://www.joeduffy.ie/offers/finance/smart-insurance/
€599 Shortfall Insurance: in the event of a write off this covers the difference between the insurance payout and invoice price of the car, so in theory you can get back into something current of similar standard.
https://www.joeduffy.ie/offers/finan...et-protection/
Now including the overall €1,300 in the financing of the car does not make a massive difference I suppose but just wanted to see what the general feeling is on this stuff -- value in it or just like every after sales add-on a money racket/gimmick...