Just got my Renewal in from Aviva this morning on the 540i, €2,431 for Fully Comp including Full No Claims Protection. Got that down to €2,278 by adding the mother and having a Multicar discount. I don't think it's terrible in today's insurance market for a 4.4 at 23. I can drop that another €320 by removing my no claims protection if I wanted to but think it may be best to keep it!