I have an opertunity to get a cheap small car. As I would be the only person driving either car what insurance options if any would I have to make financial sense of this idea. Cars are 01 520 and a 97 Cleo. I am currently paying 330 for the e39.
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I have an opertunity to get a cheap small car. As I would be the only person driving either car what insurance options if any would I have to make financial sense of this idea. Cars are 01 520 and a 97 Cleo. I am currently paying 330 for the e39.
Put the Clio in someone elses name, get it taxed and tested and drive it 3rd party?
Cheers, Do I have to get open driving on my policy to get this to work or any other policy extras As it stands car has nct tax and in my daughters name so may be a runner then. :wink:Quote:
Originally Posted by Dod
You can open a limited mileage classic policy on any car 15years or older with First Ireland. You will have to prove you have a live policy already though. Usually you just need to mention you are a member of a car 'club'!Quote:
Originally Posted by mac7
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THISQuote:
Originally Posted by Paddy
Insure the Clio then ring First Ireland to insure the e39 if its 15yrs or older ;)
Yea I tried the classic route an the car is "only" 13 years old so that's a non runner. There was an insurance company advertising for cars 12 years and older(last year) but they said it was an error on there site.
Parents are always either free or very cheap to add to a son/daughters insurance so don't have to go the open drive policy. Enda has a 2 car 1 policy I think so he might be on soon to share his taughts
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Thanks the daughter is thinking about goin to auz so ditching her insurance. Car has 2 good discs (nct an tax)and worth more than you would get on dd and would make a handy yoke for the 5 mile trip in an out to work an for when I need to do a bit more than a service on the e39.Quote:
Originally Posted by Owen E46
I have the classic policy with First Ireland. Unfortunately i dont think the E39 qualifies although it's worth trying themQuote:
Originally Posted by Owen E46
Could you not do a 6k miles per annum classic policy on the Clio as it's beyond the fifteen years!!
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I got it with them Enda ;)Quote:
Originally Posted by EndaC
They basically told me on the phone Merc, BMW and Jag are the only model which qualify for the 15 year rule. Once you say your a member of a car club and just quote a membership number :)
That sounds brilliant, completely mad ticks all the boxes but could I convince an insurance company that my pride an joy is a 17 year old 1.2 cleo an my hacker is an e39 :wink:or does it matterQuote:
Originally Posted by Paddy
It goes something like this ..... This car was in my family for years with my brother/mother/ father/sister/ uncle / family dog and means a lot to you ;pQuote:
Originally Posted by mac7
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Well it wouldn't be for the joy of driving it :happy: