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Anyone else been following this one? http://www.pistonheads.com/gassing/topic.asp?h=0&f=18&t=1332239&mid=99098&nmt=Claim+from+a+track+day
Basically Driver A spins off, Driver B lifts off but loses it, spins and crashes into Driver A. Driver A claims off track day insurer, then track day insurer sues Driver B through the courts and wins
Absolute joke. Waste of tax money bringing these cases to court. Utter utter shite. Surprised the Judge/Jury even entertained the concept.
Sent forward in time from my Nokia 3210
Its not really that bad.
One guy had track day insurance which paid out for his damaged car and then chased up on the ones that caused the damage.
Its only bad when knobs start claiming for personal injuries.
Thats when the cost of the insurance will start going through the roof.
What happens when someone ends up coming into contact with a brand new 911 Turbo on track though John? No 3rd party insurance available, so you get taken to court and if you're unlucky get stuck with a bill for £100k. This wasn't an issue a few years ago as the courts wouldn't rule on it, saying tracks are at the risk of the drivers, but this now seems to be something different
Just read the whole thread. (English urghhh)
It seems that this is somewhat a special case in that the insurance companies lawyers have somewhow made a case based on neglegence.
That fact that it got to court is indeed worrying.
It will just end up that 3rd party insurance will get included into policies and premiums will go through the roof.
But as long as it stays to insuring cars and not personal injury.
Paying £100k for a Porker is one thing but paying millions become some fella cant work/walk for the rest of his puff is complete different kettle of pirannhas......