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Thread: Classic Car Insurance

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  1. #1
    BMWHaus Contributor
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    Classic Car Insurance

    Hey lads, anyone know if there's any insurers that would take a 15 year old 5 Series on a Classic Policy under a 21 year old?
    E39 525iA Sport - Sapphire Black - SOLD
    E39 528iT SE - Orient Blue - SOLD
    E39 540i/A Sport - Topaz Blue

  2. #2

    RE: Classic Car Insurance

    If the 21 year old has another car that is the 'main car' then yes......

  3. #3
    BMWHaus Guru
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    Re: Classic Car Insurance

    First Ireland give classic policies on 15 year plus German (BMW, Merc, Porsche) cars only. Everything else is 25 I think. But he will need to provide 'live' proof of no claims/policy on a daily driven car.

    Sent from my WT19i using Tapatalk 2

  4. #4
    BMWHaus Contributor
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    RE: Classic Car Insurance

    You don't have to have second car with first Ireland classic but it does make it cheaper

  5. #5
    BMWHaus Contributor
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    RE: Classic Car Insurance

    Yeah this'll be a second car, it's a project that I'm not going to insure unless I can get it done cheap enough on a classic car policy.

    Edit, First Ireland require people to be 25 or older and the says the car can't be younger than 20 years old unfortunately.
    E39 525iA Sport - Sapphire Black - SOLD
    E39 528iT SE - Orient Blue - SOLD
    E39 540i/A Sport - Topaz Blue

  6. #6
    Moderator
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    RE: Classic Car Insurance

    I really don't think it's possible until your 25 (I'v heard of some lads getting it at 24 if they're already with that insurer)
    I'd personally love to have something like a Sierra or Granada as a daily but not possible.

    There's actually a 18yo on PistonHeads in the UK with a Morris Minor as his first car.


    Try Carole Nash or AxA though, Let me know if you get a result somewhere!

  7. #7
    BMWHaus Contributor
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    RE: Classic Car Insurance

    Yeah I'll be ringing around alright, can't hurt to ask anyway!
    E39 525iA Sport - Sapphire Black - SOLD
    E39 528iT SE - Orient Blue - SOLD
    E39 540i/A Sport - Topaz Blue

  8. #8
    BMWHaus Guru
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    Re: Classic Car Insurance

    Axa is definitely cars 25 years and older. Had a discussion with them about it as they're my main insurer also.

    Sent from my WT19i using Tapatalk 2

  9. #9
    BMWHaus Guru
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    RE: Classic Car Insurance

    Quote Originally Posted by Paddy
    Axa is definitely cars 25 years and older. Had a discussion with them about it as they're my main insurer also.

    Sent from my WT19i using Tapatalk 2
    My M5 is on with them and that's only 22 years old

  10. #10
    BMWHaus Guru
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    RE: Classic Car Insurance

    presume with the way things are going with insurance its the only way to insure older stuff soon

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