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Thread: Insurance for E46 M3

  1. #1

    Insurance for E46 M3

    Hi I've been looking at E46 m3s the last few months but insurance is limiting me a lot to only being able to get quotes on cars that are 04+. I'm 27 with 7 years ncb

    Just wondering who people are insured with?

  2. #2
    BMWHaus Guru
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    Axa on my 01 E39 M5. Paying €1400 it's gone up €600 in 2 years.


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  3. #3
    Do you mind me asking age as they told me for these sort of cars I need to be over 30 and by the time I'm 30 they will be older than 15 so I can't win.

  4. #4
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    Quote Originally Posted by Eccentric Toast View Post
    Do you mind me asking age as they told me for these sort of cars I need to be over 30 and by the time I'm 30 they will be older than 15 so I can't win.
    I'm 31, 11 years NCB (so really 5), I was 29 when I first insured the car.

    Have you contacted autoline? They'll insure a classic from 15 years if memory serves.




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  5. #5
    BMWHaus Contributor
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    I am with Chill.ie, my m3 is 01 and I am 29. They were trying to charge me 1900 up from 1100 last year and 800 the year before. Mental case. I moved my address from D12 to D16 and it went down to 1500. Literally the only place that quoted me.

    Actually try quotedevil.ie.

  6. #6
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    Quote Originally Posted by Eccentric Toast View Post
    Do you mind me asking age as they told me for these sort of cars I need to be over 30 and by the time I'm 30 they will be older than 15 so I can't win.
    Are you insuring as main car? Classic policies are good value on them now, if u have another private car for everyday use

  7. #7
    I'd like to insure it as a main car but classic is an option but I can only find company's that say the car has to be over 20 years old.

  8. #8
    BMWHaus Contributor
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    Quote Originally Posted by Eccentric Toast View Post
    I'd like to insure it as a main car but classic is an option but I can only find company's that say the car has to be over 20 years old.
    As Dave stated above, Autoline will quote a 15 year old M3 on a classic policy. Here's the website: https://www.autoline.co.uk/car/classic-vehicle/

    I got a quote a few weeks ago for my 2002 M3. It was €730 for 5000 miles a year.

  9. #9
    Is there a option to go higher with the mileage as running two cars wasn't really what I was looking for.

  10. #10
    BMWHaus Contributor
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    Quote Originally Posted by Eccentric Toast View Post
    Is there a option to go higher with the mileage as running two cars wasn't really what I was looking for.
    5000 miles was the highest option they gave me. The others were something like 1500 and 3000.

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