I have it on my X5.

First claim was for a faulty adaptive xenon headlight. Part was 1450+vat and 5 hours fitting. Paid 335 euro as that was my excess.

I'm in my 3rd claim in about 6 months - broken spring this time.. I pay the same every time....

Worth the 155 euro a month purely as the cost of repairs will bankrupt you on a modern one...

Oh and it covers wear and year up to 100k miles too (hence the broken spring being covered)

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