Just read the whole thread. (English urghhh)

It seems that this is somewhat a special case in that the insurance companies lawyers have somewhow made a case based on neglegence.

That fact that it got to court is indeed worrying.

It will just end up that 3rd party insurance will get included into policies and premiums will go through the roof.

But as long as it stays to insuring cars and not personal injury.

Paying £100k for a Porker is one thing but paying millions become some fella cant work/walk for the rest of his puff is complete different kettle of pirannhas......