I've always found this a useful link for comparing offerings in this space. As Moe said, current rates are miniscule but as central banks start to withdraw liquidity by reducing quantitative easing, borrowing interest rates and inflation gradually starts to move more towards normalizing from the low levels of the past 10 years, etc, the interest rates should start to lift a little in the next year or two. I'd say, get started saving anywhere thats paying anything positive now and keep an eye on the link as competition for savers money starts to heat up. For the time being I'd avoid any fixed terms longer than 6 months.

https://www.askaboutmoney.com/thread...counts.102329/