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Thread: Insurance won't cover me

  1. #1

    Insurance won't cover me

    Hi guys

    Just off the phone with my insurance (Liberty) to transfer my insurance over to my new car with no satisfaction.

    The car is a 08 bmw 520d Msport (177bhp).

    I was told that liberty will not insure anyone under 30 in this model as it's a high performance car (the previous car I had insured with them was 240bhp - with zero issues).

    They have said that if I send on a copy of the log book they will see what they can do but somehow I don't hold out much hope.

    Just wondering if any of you guys on here have had any issues similar and what did you do to rectify the problem?

    I'm 26 with full NCB.

    Thanks in advance

    Sent from my SM-G935F using Tapatalk

  2. #2
    BMWHaus Contributor
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    It's absolutely scandalous the way it's gone. When you were 21 you had to be 25, when your 25 you have to be 30. I have two friends having the same issues with liberty. I'm 24 and i got insurance on a 330d no problem , it doesn't make sense.
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  3. #3
    BMWHaus Guru
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    Insurance won't cover me

    Done this with my gti. My 323 and the 320d. All came back fine from there underwriters and no increase

    23 5ncb and full licence

    Sent from my iPhone using Tapatalk

  4. #4
    Quote Originally Posted by kildangan_kid View Post
    It's absolutely scandalous the way it's gone. When you were 21 you had to be 25, when your 25 you have to be 30. I have two friends having the same issues with liberty. I'm 24 and i got insurance on a 330d no problem , it doesn't make sense.
    Completely agree. Insurance in this country has gone a bit mad to be fair.

    Would have thought that coming from a performance hatch with 240bhp down to a diesel saloon with 177bhp would have given me a saving on insurance 😂

    Sent from my SM-G935F using Tapatalk

  5. #5
    BMWHaus Contributor
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    Reminds me of the time my then girlfriend wanted to insure a 2 door punto - they loaded that because they said it was a "coupe" - they are a shower of blatant gangsters.

  6. #6
    Quote Originally Posted by fluffmister View Post
    Done this with my gti. My 323 and the 320d. All came back fine from there underwriters and no increase

    23 5ncb and full licence

    Sent from my iPhone using Tapatalk
    How did you get sorted fluffmister?
    Quote Originally Posted by 318is-joe View Post
    Reminds me of the time my then girlfriend wanted to insure a 2 door punto - they loaded that because they said it was a "coupe" - they are a shower of blatant gangsters.
    No way!! That is something else 😂 they really are money grabbers, you're not wrong there

    Sent from my SM-G935F using Tapatalk

  7. #7
    BMWHaus Guru
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    Quote Originally Posted by rickirl View Post
    How did you get sorted fluffmister?

    No way!! That is something else they really are money grabbers, you're not wrong there

    Sent from my SM-G935F using Tapatalk
    Got on grand no increase from the 320d even went fully comp with no extra charge. Took them about a hour to get back to me

    As for the punto thing

    Friend of mine has a 00 punto and there's no increase to go to a Honda Accord euro R


    Sent from my iPhone using Tapatalk

  8. #8
    Quote Originally Posted by fluffmister View Post
    Got on grand no increase from the 320d even went fully comp with no extra charge. Took them about a hour to get back to me

    As for the punto thing

    Friend of mine has a 00 punto and there's no increase to go to a Honda Accord euro R


    Sent from my iPhone using Tapatalk
    Ah I get you now! Misunderstood your comment first time around

    Will get a copy of the log book emailed out to them asap and see what comes back I guess

    Sent from my SM-G935F using Tapatalk

  9. #9
    BMWHaus Guru
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    Yeah I had to email in a copy


    Sent from my iPhone using Tapatalk

  10. #10
    Quote Originally Posted by fluffmister View Post
    Yeah I had to email in a copy


    Sent from my iPhone using Tapatalk
    Thanks my man you've raised my hopes some little bit now 😊

    Sent from my SM-G935F using Tapatalk

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