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Thread: First time bike insurance

  1. #1

    First time bike insurance

    Folks I’ve been doing a bit of research on the topic and it’s difficult to obtain quotes in this country online other than with
    Carole Nash which I know from my dads experience are probably the most expensive to deal with.
    Anyways I have my learners permit and I’m scheduled to complete my IBT modules in a few weeks, lessons and pre-test etc. as part of the package, I’m 28 years of age and I’m wondering has anyone been in the same boat as myself recently,
    What bike have you bought and who do you have it insured with?
    My dad was off bikes for 7 years up until March of this year, so he technically had to start a new NCB again, 2011 Big Bang R1 he got insured with Liberty TPFT for around €500.
    Im looking at getting a 2008-2012 GSX-R 600 or possibly 750.
    People will think I’m mad but I’ve been on bikes before, track days etc. been around them since I was nappies so well used to them power wise.
    A mate of my dads bought a 2009 Fireblade and has it insured with liberty also on a learners permit for around €700 which is very very reasonable.
    Just wondering has anyone any experience?

  2. #2
    BMWHaus Contributor
    Join Date
    Jul 2013
    Posts
    470
    €700 sounds about right for someone older on a sports bike, I'm 35 with a provisional and I paid €550 on a 695 Monster.
    You might struggle to get a quote on a sports bike because of your age.

  3. #3
    Quote Originally Posted by KevinF View Post
    €700 sounds about right for someone older on a sports bike, I'm 35 with a provisional and I paid €550 on a 695 Monster.
    You might struggle to get a quote on a sports bike because of your age.
    I’ll just see how it goes doing a grade 2 skills assessment also with instructor which will certify me to insure sports bike
    But at what price is anyone’s guess ��

  4. #4
    BMWHaus Guru
    Join Date
    Jul 2013
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    2,554

    First time bike insurance

    Quote Originally Posted by Gaz View Post
    I’ll just see how it goes doing a grade 2 skills assessment also with instructor which will certify me to insure sports bike
    But at what price is anyone’s guess ��
    I'd budget worst case about 1500.

    I went back to a bike in 2015, no NCB, I was 29 at the time, but had my full license about 7 years at that stage. Insured a new Multistrada 1200s for €1500, which while not a full sports bike is still a high grouping and it was worth a lot at the time.

    Insurance has dropped since so I can't see it being worse than that.

    It's worth sticking it out whatever it costs. I still have the same bike, it's now 6 years old and with a full NCB, it's now €320 to insure fully comp.


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