Hi Dave, was just about to recommend liberty until I saw you're already with them... Not good news :/ hope it doesn't go up for me as well, I really like how laid back they are and the driving of other cars and full ncbp etc as you said... Was with Asgard through Aon Insure before and THEY. WERE. A NIGHTMARE..

Good luck! Hope you get sorted with a better deal, let us know who you end up with