A lower future value from BMW is what you want on the PCP - your equity is the difference between this amount and the market value.
Sure I get that. I'd be considering buying without PCP too if there was much wiggle room. I imagine they would crucify me on part-ex though so I'd probably have to go private sale route.
E60 LCI 530i|E92 335i - Sold| E39 530i Sport - Sold | E30 318iS - Sold | E39 530d Sport - Sold | E30 318iS - Sold